FINANCIAL SERVICES

We want to change the situation by providing clients a comprehensive plan and only the necessary financial products, based on what they want in their lives.

  • —  WEALTH CREATION
  • —  RETIREMENT PLANNING
  • —  RISK INSURANCE
    • 1   INCOME PROTECTION
    • 2   LIFE INSURANCE
    • 3   TOTAL AND PERMANENT DISABLILITY (TPD)
    • 4   TRAUMA
  • —  HEALTH INSURANCE
  • WEALTH CREATION

    Wealth creation is about building financial security now so you can focus on enjoying your lifestyle in the future. Choosing where and how to invest your money is a difficult decision and will depend on many factors including your overall investment objectives, approach to investment risk and the amount of time you have to invest.We can help define your personal situation and recommend financial solutions and strategies to help you reach your financial goals.Whether you are investing to finance your business, lifestyle, private education or provide for your retirement, it's never too late to take control.

  • Retirement planning

    Planning for retirement is one of life's most important financial considerations. The actions you take today will determine your lifestyle in the future.

  • Risk insurance

    Risk insurance forms a critical part of the financial planning process. It provides you with protection against the financial implications of an event such as death, disablement, serious illness or injury.
    There are a range of insurance options available that we can tailor to suit your needs and personal situation. The most common types of risk insurance include:

  • Income protection

    In the event that you suffer an illness or injury and are unable to work, income protection provides you with a monthly benefit of your salary.

  • Life Insurance

    Life insurance helps alleviate the financial burden your family may be left with after your death. This is paid as a lump sum to your nominated beneficiaries to assist with medical costs, funeral expenses and help maintain your family's lifestyle.

  • Total and permanent disability (TPD)

    This provides a lump sum in the event of a total and permanent disability that prevents you from ever returning to work.

  • Trauma

    Trauma insurance is paid as a lump sum upon diagnosis of an eligible condition (eg cancer, heart disease).

  • Health Insurance

    No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits. Health insurance protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible
    . Health insurance provides risk coverage against expenditure caused by any unforeseen medical emergencies. In current times of high medical inflation rates, failing to hold adequate amount of health insurance cover can prove to be a major personal finance disaster. This could lead to either poor health care because of non-affordability or spiral an individual into financial distress due to high medical bills.